/* Svensk Kredit V1.1: scoped editorial design. No global Astra overrides. */
.sk-v11 {
  --sk-ink: #17272d;
  --sk-ink-soft: #536368;
  --sk-line: #d9dfdc;
  --sk-paper: #f8f8f4;
  --sk-white: #ffffff;
  --sk-green: #175949;
  --sk-green-dark: #124638;
  --sk-sage: #e9f1e9;
  --sk-sand: #eee9dc;
  --sk-alert: #8c4e27;
  --sk-negative: #a84035;
  background: var(--sk-paper);
  color: var(--sk-ink);
  font-family: system-ui, -apple-system, "Segoe UI", Arial, sans-serif;
  font-size: 16px;
  line-height: 1.65;
  min-height: 75vh;
}
.sk-v11 *, .sk-v11 *::before, .sk-v11 *::after { box-sizing: border-box; }
.sk-v11 .sk-wrap { width: min(1170px, calc(100% - 52px)); margin-inline: auto; }
.sk-v11 a { color: var(--sk-green); text-decoration-thickness: 1px; text-underline-offset: .21em; }
.sk-v11 a:hover { color: var(--sk-green-dark); }
.sk-v11 a:focus-visible, .sk-v11 button:focus-visible, .sk-v11 input:focus-visible { outline: 3px solid #b17e34; outline-offset: 3px; }
.sk-v11 h1, .sk-v11 h2, .sk-v11 h3, .sk-v11 .sk-serif {
  color: var(--sk-ink);
  font-family: Georgia, "Times New Roman", serif;
  font-weight: 400; line-height: 1.14;
  letter-spacing: -.035em;
}
.sk-v11 h1 { font-size: clamp(2.7rem, 6vw, 5.3rem); margin: 0 0 1.5rem; }
.sk-v11 h2 { font-size: clamp(2.0rem, 3.4vw, 3.1rem); margin: 0 0 1.2rem; }
.sk-v11 h3 { font-size: clamp(1.4rem, 2.2vw, 1.8rem); margin: 0 0 .7rem; }
.sk-v11 p { margin: 0 0 1.2rem; }
.sk-v11 .sk-kicker { font-size: .71rem; letter-spacing: .13em; text-transform: uppercase; font-weight: 800; line-height: 1.45; color: var(--sk-green); }
.sk-v11 .sk-lead { font-size: clamp(1.15rem, 1.6vw, 1.35rem); color: var(--sk-ink-soft); line-height: 1.57; max-width: 630px; }
.sk-v11 .sk-small { font-size: .88rem; color: var(--sk-ink-soft); }
.sk-v11 .sk-rule { border: 0; border-top: 1px solid var(--sk-line); margin: 0; }
.sk-v11 .sk-topline { border-bottom: 1px solid var(--sk-line); background: #ffffffc4; }
.sk-v11 .sk-topline-inner { min-height: 48px; display: flex; align-items: center; justify-content: space-between; gap: 20px; font-size: .77rem; color: var(--sk-ink-soft); }
.sk-v11 .sk-topline strong { color: var(--sk-green); letter-spacing: .11em; text-transform: uppercase; font-weight: 800; }
.sk-v11 .sk-hero { padding: clamp(64px, 9vw, 128px) 0 clamp(60px, 9vw, 112px); border-bottom: 1px solid var(--sk-line); }
.sk-v11 .sk-hero-grid { display: grid; grid-template-columns: minmax(0, 1.35fr) minmax(280px, .65fr); gap: clamp(40px, 6vw, 100px); align-items: end; }
.sk-v11 .sk-hero h1 { max-width: 820px; }
.sk-v11 .sk-hero-aside { border-left: 2px solid var(--sk-green); padding-left: 25px; color: var(--sk-ink-soft); }
.sk-v11 .sk-hero-aside strong { color: var(--sk-ink); }
.sk-v11 .sk-actions { display: flex; flex-wrap: wrap; align-items: center; gap: 14px 24px; margin-top: 30px; }
.sk-v11 .sk-btn { display: inline-flex; align-items: center; justify-content: center; gap: 10px; padding: 14px 24px; min-height: 52px; background: var(--sk-green); color: white; border: 1px solid var(--sk-green); font-weight: 700; font-size: .92rem; text-decoration: none; border-radius: 3px; line-height: 1.3; cursor: pointer; }
.sk-v11 .sk-btn:hover { background: var(--sk-green-dark); color: white; }
.sk-v11 .sk-btn.sk-outline { background: transparent; color: var(--sk-green); }
.sk-v11 .sk-btn.sk-outline:hover { background: var(--sk-sage); }
.sk-v11 .sk-textlink { font-weight: 650; text-decoration: none; border-bottom: 1px solid currentColor; padding-bottom: 3px; }
.sk-v11 .sk-section { padding: clamp(64px, 8vw, 106px) 0; }
.sk-v11 .sk-section-heading { max-width: 800px; margin-bottom: 42px; }
.sk-v11 .sk-section-heading .sk-kicker { margin-bottom: 17px; }
.sk-v11 .sk-problem-list { border-top: 1px solid var(--sk-line); }
.sk-v11 .sk-problem { display: grid; grid-template-columns: 52px 1fr auto; align-items: center; gap: 25px; border-bottom: 1px solid var(--sk-line); padding: 23px 0; color: inherit; text-decoration: none; }
.sk-v11 .sk-problem:hover { color: inherit; background: #e9ede831; }
.sk-v11 .sk-number { color: var(--sk-green); font-size: .85rem; font-weight: 800; }
.sk-v11 .sk-problem strong { display:block; font: 400 clamp(1.25rem, 2vw, 1.8rem)/1.25 Georgia,serif; }
.sk-v11 .sk-problem small { display: block; color: var(--sk-ink-soft); margin-top: 7px; font-size: .86rem; }
.sk-v11 .sk-arrow { font-size: 1.5rem; color: var(--sk-green); }
.sk-v11 .sk-value-band { padding: 75px 0; background: var(--sk-green); color: white; }
.sk-v11 .sk-value-band h2, .sk-v11 .sk-value-band h3 { color: white; }
.sk-v11 .sk-value-band .sk-kicker { color: #b7d8c8; }
.sk-v11 .sk-values { display: grid; grid-template-columns: repeat(3, minmax(0,1fr)); gap: 44px; margin-top: 45px; }
.sk-v11 .sk-values article { border-top: 1px solid #ffffff66; padding-top: 25px; }
.sk-v11 .sk-values p { color: #e1ede8; }
.sk-v11 .sk-split { display: grid; grid-template-columns: minmax(250px,.85fr) minmax(350px,1.15fr); gap: clamp(35px, 8vw, 110px); align-items: start; }
.sk-v11 .sk-side-note { background: var(--sk-sand); padding: 32px; border-left: 3px solid var(--sk-green); }
.sk-v11 .sk-side-note ul { padding-left: 20px; margin: 15px 0 0; }
.sk-v11 .sk-side-note li { margin-bottom: 8px; }
.sk-v11 .sk-compare { width: 100%; border-collapse: collapse; background: white; font-size: .91rem; }
.sk-v11 .sk-compare th, .sk-v11 .sk-compare td { text-align: left; padding: 19px 16px; border-bottom: 1px solid var(--sk-line); vertical-align: top; }
.sk-v11 .sk-compare th { background: var(--sk-sage); font-size: .76rem; text-transform: uppercase; letter-spacing: .07em; }
.sk-v11 .sk-compare th:first-child { min-width: 165px; }
.sk-v11 .sk-compare td:first-child { font-weight: 750; }
.sk-v11 .sk-table-scroll { width: 100%; overflow-x: auto; }
.sk-v11 .sk-disclosure { padding: 36px 0 52px; border-top: 1px solid var(--sk-line); font-size: .88rem; color: var(--sk-ink-soft); }
.sk-v11 .sk-guide-head { padding: clamp(58px,8vw,112px) 0 42px; }
.sk-v11 .sk-guide-head h1 { max-width: 1000px; font-size: clamp(2.65rem, 5vw, 4.9rem); }
.sk-v11 .sk-breadcrumb { margin-bottom: 38px; font-size: .82rem; }
.sk-v11 .sk-meta { border-block: 1px solid var(--sk-line); padding: 15px 0; margin-top: 35px; font-size: .82rem; color: var(--sk-ink-soft); }
.sk-v11 .sk-article-grid { display: grid; grid-template-columns: 225px minmax(0, 740px); column-gap: clamp(35px, 6vw, 90px); align-items: start; padding-bottom: 100px; }
.sk-v11 .sk-toc { position: sticky; top: 30px; padding-top: 38px; font-size: .87rem; }
.sk-v11 .sk-toc ol { padding-left: 18px; line-height: 1.5; }
.sk-v11 .sk-toc li { padding: 7px 0; }
.sk-v11 .sk-toc a { text-decoration: none; color: var(--sk-ink-soft); }
.sk-v11 .sk-toc a:hover { color: var(--sk-green); }
.sk-v11 .sk-prose { padding-top: 36px; max-width: 740px; }
.sk-v11 .sk-prose h2 { margin: 65px 0 19px; scroll-margin-top: 30px; }
.sk-v11 .sk-prose h3 { margin: 32px 0 13px; }
.sk-v11 .sk-prose p, .sk-v11 .sk-prose ul, .sk-v11 .sk-prose ol { margin-bottom: 19px; }
.sk-v11 .sk-prose ul, .sk-v11 .sk-prose ol { padding-left: 25px; }
.sk-v11 .sk-prose li { padding-left: 5px; margin-bottom: 9px; }
.sk-v11 .sk-summary { background: var(--sk-sage); border-top: 3px solid var(--sk-green); padding: clamp(23px,4vw,38px); font-size: 1.09rem; }
.sk-v11 .sk-summary p:last-child { margin-bottom: 0; }
.sk-v11 .sk-formula { background: var(--sk-ink); color: white; padding: 28px; margin: 30px 0; font: 500 1.04rem/1.8 ui-monospace, SFMono-Regular, Consolas,monospace; }
.sk-v11 .sk-figure { border-top: 1px solid var(--sk-line); border-bottom: 1px solid var(--sk-line); padding: 26px 0; margin: 32px 0; }
.sk-v11 .sk-figure figcaption { font-size: .81rem; color: var(--sk-ink-soft); margin-top: 12px; }
.sk-v11 .sk-figure table { width: 100%; border-collapse: collapse; font-variant-numeric: tabular-nums; font-size: .93rem; }
.sk-v11 .sk-figure td, .sk-v11 .sk-figure th { border-bottom: 1px solid var(--sk-line); padding: 10px 8px; text-align: left; }
.sk-v11 .sk-figure td:last-child { text-align: right; white-space: nowrap; }
.sk-v11 .sk-figure .sk-negative { color: var(--sk-negative); font-weight: 750; }
.sk-v11 .sk-cashflow { background: white; border: 1px solid var(--sk-line); padding: clamp(18px,4vw,34px); margin: 32px 0; }
.sk-v11 .sk-cashflow h3 { margin-top: 0; }
.sk-v11 .sk-field { display: flex; flex-direction: column; gap: 6px; }
.sk-v11 .sk-field label { font-size: .84rem; font-weight: 750; line-height: 1.3; }
.sk-v11 .sk-field input { width: 100%; min-width: 0; background: white; color: var(--sk-ink); border: 1px solid #b8c4c0; border-radius: 3px; height: 45px; padding: 8px 10px; font-size: 1rem; font-variant-numeric: tabular-nums; }
.sk-v11 .sk-cash-grid { display: grid; grid-template-columns: .62fr 1fr 1fr; gap: 9px 12px; margin-top: 24px; align-items: end; }
.sk-v11 .sk-cashflow-row { display: contents; }
.sk-v11 .sk-month { align-self: center; font-weight: 700; white-space: nowrap; }
.sk-v11 .sk-calculator-result { display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); background: var(--sk-sage); gap: 12px; padding: 24px; margin-top: 27px; }
.sk-v11 .sk-stat-label { display: block; font-size: .76rem; text-transform: uppercase; letter-spacing: .05em; color: var(--sk-ink-soft); font-weight: 750; margin-bottom: 7px; }
.sk-v11 .sk-stat-value { display: block; font: 400 clamp(1.5rem,2.5vw,2.2rem)/1.2 Georgia,serif; font-variant-numeric: tabular-nums; }
.sk-v11 .sk-stat-value[data-negative="true"] { color: var(--sk-negative); }
.sk-v11 .sk-cash-table { width: 100%; border-collapse: collapse; font-size: .89rem; margin-top: 15px; }
.sk-v11 .sk-cash-table th, .sk-v11 .sk-cash-table td { padding: 9px 5px; border-bottom: 1px solid var(--sk-line); text-align: right; font-variant-numeric: tabular-nums; }
.sk-v11 .sk-cash-table th:first-child, .sk-v11 .sk-cash-table td:first-child { text-align: left; }
.sk-v11 .sk-cash-table .is-negative { color: var(--sk-negative); font-weight: 800; }
.sk-v11 .sk-caption { color: var(--sk-ink-soft); font-size: .82rem; margin-top: 16px; }
.sk-v11 .sk-options { display: grid; gap: 0; border-top: 1px solid var(--sk-line); }
.sk-v11 .sk-option { padding: 25px 0; border-bottom: 1px solid var(--sk-line); }
.sk-v11 .sk-option h3 { margin-top: 0; }
.sk-v11 .sk-option small { color: var(--sk-ink-soft); }
.sk-v11 .sk-source-list { padding-left: 22px; font-size: .91rem; overflow-wrap: anywhere; }
.sk-v11 .sk-source-list li { padding-bottom: 9px; }
.sk-v11 .sk-sponsored { background: #f1ece1; border-left: 3px solid #917548; padding: 28px; margin: 32px 0; }
.sk-v11 .sk-sponsored .sk-kicker { color: #775e37; }
.sk-v11 .sk-sponsored h3 { margin-top: 8px; }
.sk-v11 .sk-sponsored .sk-btn { margin-top: 12px; }
.sk-v11 .sk-staging-notice { border: 1px dashed var(--sk-green); padding: 11px 15px; font-size: .85rem; margin-bottom: 25px; }
@media (max-width: 900px) {
  .sk-v11 .sk-hero-grid, .sk-v11 .sk-split, .sk-v11 .sk-article-grid { grid-template-columns: 1fr; }
  .sk-v11 .sk-hero-aside { max-width: 580px; }
  .sk-v11 .sk-toc { position: static; padding: 25px 0 5px; border-top: 1px solid var(--sk-line); }
  .sk-v11 .sk-toc ol { display: flex; flex-wrap: wrap; column-gap: 28px; row-gap: 0; }
}
@media (max-width: 620px) {
  .sk-v11 .sk-wrap { width: min(100% - 30px, 1170px); }
  .sk-v11 .sk-hero { padding-top: 46px; }
  .sk-v11 .sk-values { grid-template-columns: 1fr; gap: 25px; }
  .sk-v11 .sk-problem { grid-template-columns: 26px 1fr 22px; gap: 11px; }
  .sk-v11 .sk-cash-grid { grid-template-columns: 1fr 1fr; gap: 12px; }
  .sk-v11 .sk-cash-grid .sk-month { grid-column: 1 / -1; border-top: 1px solid var(--sk-line); margin-top: 9px; padding-top: 10px; }
  .sk-v11 .sk-cash-grid .sk-field[data-opening="true"] { grid-column: 1 / -1; }
  .sk-v11 .sk-calculator-result { grid-template-columns: 1fr; }
  .sk-v11 .sk-topline-inner { flex-wrap: wrap; padding-block: 9px; }
  .sk-v11 .sk-table-scroll { margin-inline: 0; }
  .sk-v11 .sk-compare th, .sk-v11 .sk-compare td { padding: 12px; }
}